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Special Features of our D&O policy include:
- Duty to Defend
- Defense Cost in addition to limit of liability
- Entity Coverage including Employment Practices Liability (EPL)
- EPL Coverage includes wrongful termination, harassment, and discrimination
- Employees and volunteers defined as insureds
- Full Prior Acts Coverage
Special Features of our Package policy include:
- General Liability
- Liquor Liability
- Sexual Molestation
- Improper Sexual Conduct
- Auto Liability
- Employee Dishonesty
- Employee Benefits Liability
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- Social Worker's Liability
- Electronic Forgery
- Professional Counseling Liability
- Foster Care Liability
- Corporal Punishment Liability
- Data Processing
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Lighthouse works with two companies that write insurance exclusively
for the nonprofit sector: First Nonprofits Companies and Alliance
for Nonprofit Insurance Risk Retention Group, (ANI). Both companies
were founded and owned by nonprofit organizations and add value
to your insurance portfolio by offering free Risk Management Expertise
seminars and experienced claims professionals focused in the nonprofit
industry.
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