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Lighthouse offers a package of coverages tailored to the specific
needs of Long Term Care Facilities.
Special features include broad professional liability, and proprietary
rating. Lighthouse has full underwriting authority.
General/Professional Liability (Combined Form) - limits $1m/3m
Special Features include:
- Defense in Addition to Limits
- Affirmative Grant of Sexual & Physical Abuse/Vicarious Liability
- Non-Owned and Hired Auto Liability
- Employee Benefits Liability
- Stop Gap Liability (monopolistic states)
Property
Special Features include:
- Real Property
- Business Personal Property
- Loss of Business Income
- Crime/Fidelity
- Boiler & Machinery
- Inland Marine
- Earthquake
- EDP
- Flood
Commercial Automobile
Excess
Workers' Compensation - Statutory (Available in MD, GA, PA, TN and VA)
Special Features include:
- Up to $1,000,000 for Employers Liability
- Risk Management Services
- Quick Indications
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